Reward Point
TO REDEEM AU CREDIT CARD REWARD POINTS ONLINE, YOU’LL NEED TO LOG IN TO YOUR AU NETBANKING ACCOUNT, NAVIGATE TO THE CREDIT CARD SECTION, AND THEN FIND THE ‘REDEEM REWARD POINTS’ OPTION. FROM THERE, YOU CAN BROWSE THE AVAILABLE REDEMPTION OPTIONS, SELECT YOUR PREFERRED ITEMS, AND CONFIRM YOUR CHOICES TO COMPLETE THE REDEMPTION PROCESS
Chargeable Return
AN AU CREDIT CARD CHARGEABLE RETURN IS A FEE CHARGED WHEN A SCHEDULED PAYMENT (LIKE AUTOPAY) FAILS DUE TO INSUFFICIENT FUNDS. THE FEE IS TYPICALLY 2% OF THE PAYMENT AMOUNT, WITH A MINIMUM OF ₹450. THIS APPLIES TO BOTH FULL AND PARTIAL PAYMENT FAILURES.
Apply New Card
TO APPLY FOR A NEW AU CREDIT CARD, YOU CAN EITHER APPLY ONLINE THROUGH THEM BANK WEBSITE OR BY VISITING A BRANCH. YOU’LL NEED TO CHOOSE A CARD THAT SUITS YOUR NEEDS, CHECK YOUR ELIGIBILITY, AND PROVIDE NECESSARY DOCUMENTS LIKE INCOME PROOF, ADDRESS PROOF, AND IDENTITY PROOF
Limit Increase
TO INCREASE YOUR AU CREDIT CARD LIMIT WITH AU BANK, YOU CAN INITIATE THE PROCESS THROUGH NETBANKING, MOBILE BANKING, OR BY CONTACTING THEIR CUSTOMER SERVICE. YOU CAN ALSO VISIT A BRANCH FOR ASSISTANCE. A HIGHER CREDIT LIMIT CAN BE BENEFICIAL FOR MANAGING
Card Block
TO BLOCK AN AU CREDIT OR DEBIT CARD, YOU CAN USE THE AU BANK WEBSITE, MOBILE BANKING APP, PHONE BANKING, OR EVEN SMS. FOR CREDIT CARDS, YOU CAN ALSO USE THE PORTAL OR THE EVA CHATBOT ON THE WEBSITE. FOR DEBIT CARDS, YOU CAN LOG INTO YOUR NETBANKING ACCOUNT AND NAVIGATE TO THE DEBIT CARD SECTION TO BLOCK IT.
